Early planning guide
            If you’re like many students and parents, determining college finances can seem overwhelming. However, thoughtful planning—whatever stage a student is in—can make a big difference. Find food for thought here, plus get more help from TuitionCoach.com.

Pre-high school

Start saving when kids are young—the sooner the better

Ask your financial planner about college savings plans

Get helpful information at SavingForCollege.com



High school

As you consider colleges, ask their Financial Aid offices for help estimating tuition and overall cost. Use our College Funding Checklist for additional help

Select high school courses to fit a desired school's requirements and to maximize scholarship chances

Talk to school counselors and/or financial planners as you narrow your list of schools

Visit TuitionCoach.com for useful tools and to get a good understanding of the college finance world



While choosing a college

Complete the Free Application for Federal Student Aid FAFSA

Call or visit the college Financial Aid office when you tour the campus and get a handle on overall cost

Look for grants and scholarships

Get a realistic idea of potential student loan needs



Attending college

Create and use a budget

Look for ways to cut college costs

Astrive Student Loans are private student loans marketed by Union Federal Savings Bank, Member FDIC and Equal Opportunity Lender, and funded by SunTrust Bank. SunTrust does not fund federal loans through the Astrive Student Loan Program. Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue these programs without notice. All loan programs may not be available in certain jurisdictions. Astrive is a federally registered trademark of The First Marblehead Corporation, used by Union Federal Savings Bank and SunTrust under a license. SunTrust is a federally registered service mark of SunTrust Banks, Inc.

Union Federal Savings Bank and The First Marblehead Corporation are not affiliates or subsidiaries of SunTrust Bank.


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1 Investment Company Institute 2003; College Board "Trends in College Pricing," 2007.

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Common questions
Q: When is the deadline to apply for federal aid?
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